Professionals Loans
ABC Professionals Loan is a personal loan designed to meet the needs of
self-employed professionals, i.e. doctors, dentists, engineers, as well as
other self-employed clients and potentials. By means of this product,
clients would have access to personal loans with limits up to JOD 50,000,
without guarantees or guarantors. The package also includes a Visa credit
card, free of issuance fees for the first year, as well as other
preferential rates and privileges on several banking services.
Personal Loans (Salary Transfer Scheme)
This scheme entitles customers to borrow up to 40,000 JOD against
a written undertaking issued by employer to transfer the salary of
the employee to the bank plus any payment due on termination of
employment, given that the customer is employed for at least 3
months if he is a public sector servant & 6 months if he is employed
in the private sector. The salary of the customer should be above
200 JOD for employees of the public sector & above 250 JOD for
employees of the private sector. Customer of this scheme gets a free
of issuance credit card for the 1st year & enjoys a free life
insurance during the tenor of the loan.
Car Loans
ABC
bank car loan enables customers to buy cars (new/used) given that
the monthly income of the applicant exceeds 350 JOD for employees
and 1000 JOD for the self employed, the maximum amount of the loan
can reach 75000 JOD, repaid on 60 months for the used cars & 72
months for the new ones, the car should be fully insured in favor of
the bank.
Housing and Mortgage Loans
Housing
loans are loans intended to finance the purchase of residential
units & construction or renovation of existing house both Jordanians
and non-Jordanians are eligible for housing loans, given that their
monthly income exceeds 500 JOD, Jordanians living and working
overseas are also eligible to benefit from this scheme. The
residential property should be mortgaged in favor of the bank for a
first class mortgage. Housing loans customers enjoys a free life
insurance and insurance against total disability, besides the
customer gets a Visa Credit Card with No annual fees for the first
year.
Overdraft
This scheme enables salary-transferred customers to withdraw their salaries
or part of it in advance, thus providing extra income to customers to meet
urgent needs and this is done simultaneously without having to apply and wait
for approval.
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